Shanghai: Optimize and adjust the interest rate pricing mechanism for commercial personal housing loans
2025-08-25 03:54:56
On August 25th, in order to reduce the interest burden of residents buying houses, the "Notice" clearly optimizes the personal housing credit policy. According to the requirements of the Shanghai market interest rate pricing self-discipline mechanism and the operating conditions of the institution, customer risk status and other factors, the Banking Financial Institution Group no longer distinguishes between the first and second housing in the interest rate pricing mechanism arrangement, and reasonably determines the specific interest rate level of each commercial personal housing loan.
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