Shanghai: Optimize housing provident fund policy, increase the maximum loan amount for the first set from 1.60 million yuan to 1.84 million yuan
2025-08-25 03:54:04
On August 25th, the "Notice" stipulates to optimize the housing provident fund policy. One is to increase the loan amount of personal housing provident fund. For depositors who purchase two-star and above new green building housing, the maximum loan amount of housing provident fund (including supplementary provident fund) will rise by 15%. The maximum loan amount for the first set will be increased from 1.60 million yuan to 1.84 million yuan, and the proportion of the first set for families with many children can be superimposed, increasing from 1.92 million yuan to 2.16 million yuan; the maximum loan amount for the second set will be increased from 1.30 million yuan to 1.495 million yuan. The second is to support the withdrawal of housing provident fund to pay the down payment for the purchase of houses. For depositors who purchase new pre-sold commercial housing in our city, they can apply for the withdrawal of their own and their spouses' housing provident fund to pay the down payment The third is to support the housing provident fund to "raise and loan". If the depositor withdraws the housing provident fund to pay the down payment for the purchase of a house, it will not affect the calculation of the housing provident fund loan amount.
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