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台湾已规划CBDC初步架构与设计

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2024-06-21 08:56:50
中国台湾已规划CBDC(数位新台币)初步架构与设计,并在4月顺利完成委外问卷调查。相关部门透露,目前规划的CBDC 相关设计,将包括初期不付息,但保留附息功能、用手机号码开立不记名钱包、钱包分级等功能。并表示将采双层式架构发行,这是为维持传统货币体系双层式架构之运作模式,避免金融去中介化(disintermediation,资金供应绕过商业银行这个媒介体系,直接提供予需要资金一方)。
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