Binance to Launch U Simple Earn Flexible Products Campaign With Up to 8% APR

According to the announcement from Binance, Binance Earn will launch a new campaign for U Simple Earn Flexible Products during the Promotion Period from 2026-07-18 00:00:00 (UTC) to 2026-08-01 23:59:59 (UTC). Users who subscribe to U Flexible Products during this period may receive up to 8% APR, which includes an exclusive Bonus Tiered APR in addition to Real-Time APR rewards. The subscription is available on a first-come, first-served basis, and the campaign applies only to users who complete identity verification during the Promotion Period and hold master accounts, while sub-accounts are not eligible for rewards. According to the announcement, the product is offered with a minimum subscription limit of 0.01 U and a maximum subscription limit of 10,000,000 U per user, with tier ranges based on subscription amounts at or below 8,000 U and above 8,000 U. Bonus Tiered APR rewards will be distributed to Spot Accounts on a daily basis, with the first reward paid the day after accrual starts, two days after subscription. Real-Time APR is accrued and accumulated directly in Earn Accounts every minute, and it is subject to change every minute. The announcement also states that all users with open positions for U Flexible Products will receive both reward types during the Promotion Period, and after the promotion ends, only Real-Time APR rewards will remain available.

Binance said users can access U through the Buy Crypto page using payment methods including Visa and Mastercard cards, Apple Pay, Google Pay, account balances, and SWIFT Bank Transfer for corporate users, or by depositing U into their Binance account. Users can then go to Simple Earn, search for U, select FLEXIBLE, and subscribe to U Simple Earn Flexible Products. The announcement says Bonus Tiered APR starts to accrue the next day from 00:00 (UTC) based on a daily snapshot of subscribed amounts, which is taken randomly between 00:00:00 to 23:59:59 (UTC), and the rewards begin distribution the following day between 00:00 (UTC) and 08:00 (UTC) to the user’s Spot Account. Any redemption of Flexible Products between 00:00:00 (UTC) and 00:00:00 (UTC) of the following day will stop accrual of Bonus Tiered APR for that day. Redemptions are processed starting with assets that have accrued rewards, and redemption time for Flexible Products subscriptions is instant. Binance also said changes to the Simple Earn Rewards Rate will be published on the platform from time to time, and users can view Flexible Products assets through Assets > Earn > Simple Earn.