Economists are increasingly trying to quantify how artificial intelligence is affecting consumer activity. According to Jin10, HSBC global economist James Pomeroy said the free-to-use nature of personal AI tools is generating substantial consumer surplus by saving users both money and time.
Data cited in the report showed that in early 2026, AI-generated consumer surplus in the United States reached about $172 billion, up from about $116 billion six months earlier.
The report said this surplus could reach $250 billion in 2027. It added that the figure would equal 0.8% of U.S. GDP, and that on an alternative measure it would amount to 1.5% of U.S. consumer spending.
AI TRENDS | AI Consumer Surplus in the U.S. Reached About $172 Billion in Early 2026, HSBC Says
2026-07-13 06:38:58
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