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Social Security Trust Fund Projected to Run Out in Q4 2032, Potentially Cutting Benefits 22%

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2026-06-18 04:50:29
The Social Security trust fund is projected to run out in the fourth quarter of 2032, one quarter earlier than last year’s estimate. According to NS3.AI, if lawmakers do not act, about 70 million Americans would face a benefit cut of about 22%.

The updated projection indicates the program’s reserves would be depleted sooner than previously expected, increasing the urgency for legislative action to avoid automatic reductions in payments.
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