Mexico’s fintech industry is seeking reforms to a proposed “Fintech 2” bill under the leadership of new National Banking and Securities Commission (CNBV) head Ángel Cabrera, arguing that the country’s 2018 Fintech Law no longer keeps pace with innovation and has created approval bottlenecks.
According to ChainCatcher, the industry is calling for clearer and more flexible regulatory standards, including faster licensing, tiered risk management, conditional authorizations, and a comprehensive framework for open finance.
On crypto assets, Mexico’s financial authorities are still maintaining restrictions despite growth in global crypto markets. The industry is seeking progress toward more explicit rules for crypto-asset regulation.
The sector is also advocating for “hybrid” models that would allow a single platform to combine services such as payments, credit, and insurance.
Experts cited in the report said about 85% of transactions in Mexico are still conducted in cash and that a large share of the population remains outside the traditional financial system, arguing that updated regulation could help accelerate financial inclusion.
Mexico’s Fintech Industry Pushes for ‘Fintech 2’ Reform Under New CNBV Chief Ángel Cabrera
2026-06-16 00:34:14
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