The central bank: If the relationship between supply and demand in the real estate market changes significantly in the future, the People's Bank of China will promptly resume the implementation of the lower limit of the mortgage interest rate policy
2024-05-17 08:51:45
On May 17, Tao Ling, deputy governor of the People's Bank of China, said at the regular policy briefing of the State Council on May 17 that the decision will no longer set the lower limit of the interest rate policy for first-class and second-class housing loans at the national level. For first-tier cities and some hot cities, the city government can still take local policies and independently decide the lower limit of the local mortgage interest rate policy. < b > If there is a major change in the supply and demand relationship in the real estate market in the future, the People's Bank of China will promptly resume the implementation of the lower limit of the policy or guide the city government to restore the lower limit of the policy to adjust supply and demand. After the lower limit of the mortgage interest rate policy is cancelled, commercial banks can independently determine the interest rate level according to the risk situation of customers to realize the
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