According to market news, the U.S. Congress is urging the Securities Exchange Commission (SEC) to approve bitcoin and other cryptocurrencies for inclusion in 401 (k) retirement plans.
Members of the House Financial Services Committee sent a letter to Paul Atkins, the SEC chairperson, urging him to update securities rules so that digital assets are treated as an equal investment class to other alternative investments in retirement accounts. The lawmakers argued that Americans saving for retirement deserve more investment options and that the current rules are outdated and overly restrictive, preventing millions of people from accessing new asset classes. The lawmakers also stressed the need to redefine the "accredited investor" standard. At present, strict investor qualification rules limit participation in some private and alternative investment markets.
Such plans are typically reserved for wealthy or high-net-worth individuals. Congress now wants to extend the rules to people who are professionally licensed, have relevant work experience or can pass a proficiency test. Lawmakers also say the S.E.C. should work with the Department of Labor, which oversees retirement plan trustees, to develop rules. They argue that the agencies need to find a safe and responsible way to include alternative assets in the investment options of 401 (k) plans.
The US Congress has urged the SEC to allow the inclusion of bitcoin and cryptocurrencies in 401 (k) retirement plans
2025-12-12 04:04:11
Disclaimer:
1. The information provided does not constitute investment advice. Investors should make independent decisions and bear all risks themselves.
2. The copyright of this content belongs to the original author. The views expressed herein are solely those of the author and do not represent the stance or position of this website.
Previous article：
美国国会敦促SEC允许将比特币及加密货币纳入401(k)退休计划Next article：
Aave将在V4版本更新清算引擎，引入动态清算阈值和自动化拍卖机制等优化措施
