Jonathan Gould, head of the Office of the Comptroller of the Currency (OCC), said crypto companies applying for federal banking licenses should be treated "on an equal footing" with traditional institutions, with no reason to make artificial regulatory distinctions.
He said digital asset custody and safe deposit was not a new concept and its electronic business "has been going on for decades". Gould stressed that the banking system has the ability to evolve from the "telegraph era to the blockchain era" and should not be limited to the technical and business frameworks of the past.
He revealed that the OCC has received 14 new banking applications this year, including new business entities involving digital assets, which is almost equal to the sum of similar applications in the past four years, indicating a significant increase in demand.
Gould believes that allowing institutions working on crypto and innovative technologies to obtain federal supervision is a necessary path to ensure that the financial system continues to evolve in step with the modern economy. He also echoed the concerns of some banks about crypto companies obtaining licenses, saying that the regulatory framework is fully capable of overseeing them.
The head of the US OCC: There is no reason to treat banks and crypto institutions differently
2025-12-09 02:03:59
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