Shenzhen Housing and Urban-Rural Development Bureau: No longer distinguishes between first and second homes in terms of interest rate pricing mechanism arrangements
2025-09-05 15:20:07
On September 5th, the Shenzhen Municipal Housing and Urban-Rural Development Bureau and the Shenzhen Branch of the People's Bank of China issued a notice on further optimizing and adjusting the city's real estate policies and measures, which mentioned that the banking and Financial Institution Groups will no longer distinguish between the first and second sets of housing in terms of interest rate pricing mechanism arrangements according to the requirements of the Shenzhen market interest rate pricing self-discipline mechanism and the operating conditions of the institution, customer risk conditions and other factors, and reasonably determine the specific interest rate level of each commercial personal housing loan.
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