U.S. mortgage rates fell to their lowest level since October last year
2025-08-14 16:14:50
U.S. mortgage rates fell for the fourth straight week, reaching their lowest point since October. Freddie Mac said in a statement that the average rate on a 30-year fixed loan was 6.58 percent, down from 6.63 percent last week. The Fed's rate cut does not guarantee a significant reduction in borrowing costs for home buyers. These indicators tend to follow the direction of 10-year Treasury yields, which are guided by traders' reactions to various economic reports. Carla Wu, senior economist at Zillow Home Loans, said, "Any further indication that tariffs are seeping into prices could limit the flexibility of the Fed. The recent decline in mortgage rates may appeal to some shoppers, but many remain on the sidelines as affordability remains a serious barrier. More sellers have returned to the market this year than buyers, but they face the reality that listings for sale have been delayed and the number of qualified buyers has dwindled. "
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