Bank of America Merrill Lynch: Stablecoins will have a disruptive impact on traditional bank deposits and payment systems
2025-07-21 03:12:42
According to ifeng.com, Bank of America Merrill Lynch's latest research report shows that as the US stablecoin regulatory framework is gradually implemented, stablecoins will have a disruptive impact on traditional bank deposits and payment systems in the next 2-3 years. The US President has signed the "GENIUS Act" to set an initial framework for stablecoin regulation. The stablecoin market is expected to grow by $250-75 billion in the short term, which will boost demand for US short-term Treasury bonds. Although major banks are cautious about domestic payment applications, they generally believe that cross-border transfer is a feasible scenario and have begun to lay out related businesses, including JPMorgan Chase's deposit tokens and Bank of New York Mellon's custody services.
Disclaimer:
1. The information provided does not constitute investment advice. Investors should make independent decisions and bear all risks themselves.
2. The copyright of this content belongs to the original author. The views expressed herein are solely those of the author and do not represent the stance or position of this website.
Previous article：
美银美林：稳定币对传统银行存款和支付系统将产生颠覆性影响Next article：
ConsenSys：MetaMask存在严重Bug导致SSD过度写入，修复方案即将发布
