The Federal Housing Finance Agency assesses the lending risks of including cryptocurrencies in single-family residential mortgages
2025-07-19 15:15:53
The U.S. Federal Housing Finance Agency (FHFA) recently issued a directive to explore how cryptocurrencies could be included in single-family residential mortgage threat and risk assessments. Once implemented, it could allow long-term cryptocurrency holders to use their digital assets when they qualify for a mortgage without being forced to liquidate them. To reach its full potential, the final proposal must reflect how cryptocurrencies actually work. This means recognizing the legitimacy of self-custodial digital assets.
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