JD.com Coin Chain Technology CEO: From the perspective of To B, block trading may be the first to accept stablecoins

In an interview with Bloomberg Businessweek/Chinese Edition recently, Liu Peng, CEO of JD.com Coin Chain Technology, said that mobile payment has surpassed cash in terms of transaction number, user coverage and scenario penetration rate in just five years. One of the core drivers is the low-cost popularity of QR codes. It may be too absolute to say that stablecoins can replace 100% of the current financial infrastructure, but there are indeed many physical financial service scenarios that will undergo tremendous changes. From the perspective of To B, block trading may be the first to accept stablecoins, especially in cross-border transfer scenarios with high friction costs, large exchange rate fluctuations, and long time; from the perspective of To C, to completely stimulate users' motivation to use stablecoins to pay, phenomenal products and applications like "WeChat Red Packet" in "WeChat Pay" may be required.