Coinbase confirms it is considering applying for a US federal banking license
2025-04-22 11:15:45
Coinbase confirmed that it is considering applying for a US federal banking license. A Coinbase spokesperson said the company is actively considering this option, but has not yet made any formal decisions. In addition to Coinbase, stablecoin issuers Circle, Paxos, and cryptocurrency custodian BitGo have also been rumored to be interested in applying for a banking license. After obtaining a banking license, cryptocurrency companies will be able to take deposits and make loans like traditional banks, but will also face stricter regulatory and reporting requirements.
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